Seamless budgeting for
individuals, couples,
and merchants
Create budgets, manage multiple custom wallets with one debit card, and automatically track expenses across all your bank accounts in one place.
Trusted and Secured by
Where money works for you
Quit living paycheck to paycheck, rather let money meet money in your hand. Plan and structure your spending. Let expenses follow your plan — not your impulses.
One Card, Multiple Wallets.
A single card that adapts to every wallet you activate, letting you control exactly how and where you spend
What Linia Offers
Smart financial tool designed to help you organize, control, and manage your money.
Create custom wallets that fit your needs
Bills wallet? Chop-life wallet? No more juggling accounts. Manage multiple wallets in one place—just pick a wallet, turn it on, and your card spends directly from it.
Debit card that follows your plan
Zero maintenance fees. No failed transactions. A debit card that adapts to you. Activate a wallet and your card routes spending from it instantly.
Watch where your money goes
An AI-powered EMS that auto-tracks all your BVN-linked accounts, giving you a single view of your expenses and smart insights to budget better.
The Better Way to Budget
A budgeting bank for everyday people with everyday expenses. Get an individual, couple, or merchant account and be in complete control.
Get Started
Individual account
Linia helps you budget, spend, and track your money in one place using multiple personalized wallets. Be ahead of payday
Stay Linia
Linia is reliable and trustworthy
Beyond banking, enjoy seamless financial planning. No one does it better.
Zero account & card maintenance fees
No hidden charges, only highly competitive insignificant transaction fees.
Security is our priority
Linia uses sophisticated and modern cybersecurity technology built in-house to protect your information and prevent unauthorized access.
Someone is waiting for your call.
Enjoy 24/7 support anytime, anywhere at zero call tariff. Alternative channels include email, in-app, and Help center support.
Download the app
Download the Linia app and manage your wallets, track your expenses, and control your spending seamlessly — all from one simple and powerful experience.
More than just
Banking
Create smarter budgets and stay fully in control of your spending.
Save automatically and reach your financial goals faster.
Create smarter budgets and stay fully in control of your spending.
Don't take our Word for it
These are what our customers are saying
Get in Touch
Have questions? Want to submit a testimonial? We're ready to help. Use the form.